JUST IN TIME TO PONDER POSSIBLE PREDICTIONS for 2009, BusinessWeek releases its list of the 10 worst predictions uttered in 2008. Among those whose crystal balls seem to have cracked: George W. Bush, Ben Bernanke and Bernard Madoff. 

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Meanwhile, ITWorld.com shares its Top 5 IT Predictions That Won't Pan Out in 2009 and survey results reported by CIO.com include warnings about the biggest security threats expected in the coming year. 

Tell IAPP your predictions for 2009